차입 증가 → 이자부담 → 수익성 악화
Critical부채가 +26.4% 늘며 이자보상배율이 9.6x에서 8.4x로 하락했다. ROE도 19.5%에서 18.9%로 낮아져 차입 부담이 수익성을 누르고 있다.
Evidence
부채 YoY +26.4%이자보상배율 9.6x→8.4xROE 19.5%→18.9%
Radian Group
RDN-US · New York Stock Exchange$36.71+1.03%
2026-08-24 closeRadian Group — pricey right now, or cheap? And what signals are flashing today?
The grade and valuation bands are below — free to read.
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1 guru reporting 13F holdings — Bridgewater (founded by Ray Dalio)AI Insight
Why these signals fired — only backtest-proven edge, told honestly
New high + volume — the real recordrecord · not a prediction
Not this one stock, but every new-high-plus-volume pick we actually published (US market). When this stock flashes the signal, it is treated by the same rule.(as of 2026-08-25)
Last 30 sessions
257 picks
Next-day win rate
41%
Avg next-day
-0.41%
vs market
-0.58%p
Beat the market on 40.6% of picks (each pick vs its own day’s market average).
Recent publish days (next-day win rate)
08-21 42.9%08-20 57.1%08-19 11.1%08-18 75%08-17 50%08-14 66.7%08-13 16.7%08-12 25%08-11 45.5%08-10 23.1%08-07 54.5%08-06 46.2%
This stock flashed this signal 1 time over the last ~2 years (see the signal history below for each date).
Entry is the latest close at publish time; next-day is the following close. “Market” is the equal-weighted average of every stock in the same market that day; delisted names are excluded from both. Fees, taxes and slippage are not included. An observed record over a short window, not a pre-registered backtest. Not investment advice.
Trade plan
Decide the exit before you enter. Set what you are willing to lose first, and the share count follows — so you know the worst case before you buy.
Fill entry, stop, account size and risk percent to get a share count. The stop must sit below the entry.
This is a calculator, not advice, and it does not promise any outcome. You choose the stop and target — the button values (ATR, recent low/high) are observations from past prices. Actual fills depend on the order book and liquidity.
Valuation Grades
Relative to 86 보험 peers · not investment advice
B-
Overall: 보험 50/86 · top 58%
Factor composite · relative position in sector
Valuation in its own history
PER 8.35 · PBR 1.09 — own history (2000-01~) percentiles 66/100 · 57/100
PER66/100
PBR57/100
Higher indicates lower valuation relative to its history (based on earnings and book yields).
Earnings percentiles can fluctuate for cyclical companies (including loss periods), so the book basis is shown alongside. Companies with large share buybacks can have structurally high PBR. Factual information, not investment advice.
Annual dividend
Split-adjusted annual DPS history and available grade axes
Paid 33 consecutive years · Raised 6 consecutive years · Yield 2.78% (based on 2025 payment of $1.02) · 3-year growth +8.4%
Per-share amount adjusted for splits and capital reductions · Factual information, not investment advice.
Financial safety
Reference indicatorAs of 2024Safe zoneFinancial-metric reference signal
Altman Z'' zoneZ'' 3.65
Distress
Grey
Safe
- Altman Z''
- 3.65
- Beneish M-Score
- —
- Sloan accrual
- 14.64%
Statistical flag unavailable
부실·조작 위험을 나타내는 사실 지표입니다. 투자 조언이 아니며, 검증 전이라 참고용입니다.
Factual information, not investment advice.
Why has this company moved this way?
Auditable observations with the original numeric evidence.
Factual information, not investment advice.
Earnings quality · Piotroski F-Score
1/9Weak
Piotroski measures year-over-year financial improvement, not absolute quality.
Financial improvement score1/9
Profitability
- Positive ROAPass
- Positive OCFNot passed
- Improving ΔROANot passed
- Accruals (OCF > net income)Not passed
Leverage & liquidity
- Lower debtNot passed
- Higher current ratioNot passed
- No new sharesNot passed
Efficiency
- Higher gross marginNot passed
- Higher asset turnoverNot passed
Calculation note: F7(신주)은 equity/asset 유지로 근사
Already-stable companies may score lower when year-over-year improvement is limited.
Factual information, not investment advice.
Financials at a glance
Radian Group's latest results and balance sheet. The bars track the last three periods.
Who held it · filings
Filed recordA historical record from curated-guru 13F filings and DART 5%+ major-holding disclosures.
US 13F는 분기 공시이며 최대 45일 뒤 제출될 수 있습니다.
Curated gurus reporting this holding
A curated subset of well-known investors — not the full institutional ownership.
- Bridgewater Associates86,963주2026-06-30 · 증감 +26611주
Connections
AI-extracted related companies · for reference
Customers
Competitors
Same theme
Federal Housing AdministrationU.S. housing market
📦 ETFs holding this stock
by weight · top-10 constituents basisPassive money holding this stock ≈ $19M(lower bound — top-10 basis, not a forecast)
Factual holdings info from daily disclosures — not a recommendation.
Look up another stock →Recent filings
Filings for overseas stocks are on the way. For now we cover Korean stocks only.
Signal history (last ~2 years)
Every occurrence on this stock, with the return 20 trading days later. Small sample — a record, not a prediction.
New high + volume×1
26-06-26+3.9%
52-week high breakout×2
26-07-07+4.2%26-07-06+2.9%
New MA alignment×5
26-08-03·26-07-24-5.4%26-07-15-3.4%26-07-13-4%26-07-02+2.8%
“·” = fewer than 20 trading days since the event. Cup-and-handle entries are days our board actually showed the badge (archive grows daily since 2026-05-12); others are recomputed from price data.
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