차입 증가 → 이자부담 → 수익성 악화
Critical부채가 +8.4% 늘며 이자보상배율이 310.8x에서 280.4x로 하락했다. ROE도 39.5%에서 28.7%로 낮아져 차입 부담이 수익성을 누르고 있다.
Evidence
부채 YoY +8.4%이자보상배율 310.8x→280.4xROE 39.5%→28.7%
DLocal Class A
DLO-US · Nasdaq$15.12-0.33%
2026-08-24 closeDLocal Class A — pricey right now, or cheap? And what signals are flashing today?
The grade and valuation bands are below — free to read.
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AI Insight
Why these signals fired — only backtest-proven edge, told honestly
New high + volume — the real recordrecord · not a prediction
Not this one stock, but every new-high-plus-volume pick we actually published (US market). When this stock flashes the signal, it is treated by the same rule.(as of 2026-08-25)
Last 30 sessions
257 picks
Next-day win rate
41%
Avg next-day
-0.41%
vs market
-0.58%p
Beat the market on 40.6% of picks (each pick vs its own day’s market average).
Recent publish days (next-day win rate)
08-21 42.9%08-20 57.1%08-19 11.1%08-18 75%08-17 50%08-14 66.7%08-13 16.7%08-12 25%08-11 45.5%08-10 23.1%08-07 54.5%08-06 46.2%
This stock has not flashed this signal recently — the record above is the signal’s own, not this stock’s.
Entry is the latest close at publish time; next-day is the following close. “Market” is the equal-weighted average of every stock in the same market that day; delisted names are excluded from both. Fees, taxes and slippage are not included. An observed record over a short window, not a pre-registered backtest. Not investment advice.
Trade plan
Decide the exit before you enter. Set what you are willing to lose first, and the share count follows — so you know the worst case before you buy.
Fill entry, stop, account size and risk percent to get a share count. The stop must sit below the entry.
This is a calculator, not advice, and it does not promise any outcome. You choose the stop and target — the button values (ATR, recent low/high) are observations from past prices. Actual fills depend on the order book and liquidity.
Valuation Grades
Relative to 199 상사,자본재 peers · not investment advice
B
Overall: 상사,자본재 81/199 · top 40%
Factor composite · relative position in sector
Valuation in its own history
PER 37.64 · PBR 9.27 — own history (2021-06~) percentiles 49/100 · 54/100
PER49/100
PBR54/100
Higher indicates lower valuation relative to its history (based on earnings and book yields).
Earnings percentiles can fluctuate for cyclical companies (including loss periods), so the book basis is shown alongside. Companies with large share buybacks can have structurally high PBR. Factual information, not investment advice.
Annual dividend
Split-adjusted annual DPS history and available grade axes
Paid 1 consecutive years · Raised 0 consecutive years · Yield 3.38% (based on 2025 payment of $0.5107)
Per-share amount adjusted for splits and capital reductions · Factual information, not investment advice.
Financial safety
Reference indicatorAs of 2024Safe zoneFinancial-metric reference signal
Altman Z'' zoneZ'' 5.17
Distress
Grey
Safe
- Altman Z''
- 5.17
- Beneish M-Score
- -1.43
- Sloan accrual
- 13.08%
Statistical manipulation-risk signal
부실·조작 위험을 나타내는 사실 지표입니다. 투자 조언이 아니며, 검증 전이라 참고용입니다.
Factual information, not investment advice.
Why has this company moved this way?
Auditable observations with the original numeric evidence.
Factual information, not investment advice.
Earnings quality · Piotroski F-Score
3/9Weak
Piotroski measures year-over-year financial improvement, not absolute quality.
Financial improvement score3/9
Profitability
- Positive ROAPass
- Positive OCFNot passed
- Improving ΔROANot passed
- Accruals (OCF > net income)Not passed
Leverage & liquidity
- Lower debtNot passed
- Higher current ratioNot passed
- No new sharesPass
Efficiency
- Higher gross marginNot passed
- Higher asset turnoverPass
Calculation note: F7(신주)은 equity/asset 유지로 근사
Already-stable companies may score lower when year-over-year improvement is limited.
Factual information, not investment advice.
Forensic signals
Anomaly and structural signals observed in the financial statements.
Cash conversion cycleWarning
현금전환주기(CCC) 3기 연속 확대 — 운전자본 경색·현금 회수 지연 주의. 통계적 정황 신호이며 회계부정 단정이 아닙니다.
Margin trendWarning
영업이익률 악화 (27.6% → 18.8%, -8.8%p). 통계적 정황 신호이며 회계부정 단정이 아닙니다.
Factual information, not investment advice.
Industry structure
USAs of 2026-08-25상사,자본재
This stock is in 상사,자본재: revenue rank 107 of 188, share 0.1%.
107 / 1880.1%revenue share
Who dominates this industry?
- 1Raytheon Technologies9.2%
- 2Lockheed Martin8.1%
- 3Boeing7.6%
- 4General Dynamics5.4%
- 5Northrop Grumman4.7%
- 6DLocal Class A0.1%
Concentration
DistributedCR3 24.9%HHI and CR3 are separate industrial-organization facts; they are not the polarization verdict.
Polarization
MixedConsistentPolarization measures industry gaps and structure, not valuation, forecast, or investment advice.
Margin lens
- IQR%p
- 11.85
- Direction
- 확대
- Level
- 보통
- Years
- 10
Value lens
- P90/P10
- 23.2
- Median P/B
- 3.41
- Level
- 넓음
- n
- 172
Survivorship note: 현재 산업 멤버십을 과거 연도에 소급 적용 — 과거 진입·퇴출 기업 미반영(복원 불가)
Factual information, not investment advice.
Risk sensitivity — adverse assumptions
Metric changes under stated assumptions; not a forecast or investment advice.
Base metrics
- Operating margin
- 18.8%
- Interest coverage
- 280.4x
- Return on equity (ROE)
- 24.6%
Operating margin −5pp
TolerableInterest coverageBase 280.4x adverse case 206x
Return on equity (ROE)Base 24.6% adverse case 21%
Revenue −15%
TolerableInterest coverageBase 280.4x adverse case 238.4x
Return on equity (ROE)Base 24.6% adverse case 24.3%
Interest rate +2pp
TolerableInterest coverageBase 280.4x adverse case 9.9x
Return on equity (ROE)Base 24.6% adverse case 25.8%
Interest coverage limit
Current margin 18.8ppInterest coverage limit at an operating margin of 0.1%
Interest expense coverage threshold
Financials at a glance
DLocal Class A's latest results and balance sheet. The bars track the last three periods.
Connections
AI-extracted related companies · for reference
Customers
Competitors
Recent filings
Filings for overseas stocks are on the way. For now we cover Korean stocks only.
Signal history (last ~2 years)
Every occurrence on this stock, with the return 20 trading days later. Small sample — a record, not a prediction.
Golden cross×1
26-07-31·
New MA alignment×5
26-07-30·26-07-24+4.7%26-07-20-5.4%26-07-10-5.2%26-07-06+0.4%
“·” = fewer than 20 trading days since the event. Cup-and-handle entries are days our board actually showed the badge (archive grows daily since 2026-05-12); others are recomputed from price data.
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